Missin
Sorry Brogg. You're right, the old guy isn't wearing plate mail or anything. However, he does have full cover provided by Marivhon (not to mention, he's inside a room through a window in a building down the street on the corner).
Maybe you missed it in the initial post. You're not directly across the street from Caruthers and Sons. The inn is 'down at the corner', about half a block way on the other side of the street. Good luck making that crossbow shot next time, you basically need a nat 20.